Terms of Service

Welcome to The Benefits Boss. These Terms of Service ("Terms") govern your access to and use of thebenefitsboss.com (the "Site") and the services we provide. By using the Site, you agree to these Terms.

1. Who We Are

The Benefits Boss is a trade name of Build Better Benefits Inc., a licensed health insurance brokerage. We help individuals and small businesses compare and enroll in health insurance plans, including ACA marketplace plans, MEC plans, ancillary coverage, and small-group coverage.

2. Not Legal, Tax, or Medical Advice

Information on this Site is for general informational purposes. It is not legal, tax, financial, or medical advice. Plan availability, premiums, and subsidy eligibility vary by state, household, and time always verify details with your advisor before enrolling.

3. No Government Affiliation

The Benefits Boss is not connected with or endorsed by the U.S. government, HealthCare.gov, any state-based marketplace, or the federal Medicare program. We are a licensed independent broker.

4. Eligibility

You must be at least 18 years old to use the Site or enroll through our services. You agree to provide accurate, complete, and current information when requesting quotes or applying for coverage.

5. Quotes & Enrollment

Quotes shown on the Site or by an advisor are estimates based on the information you provide. Final premiums, subsidies, and coverage terms are determined by the carrier and applicable government agencies. We do not guarantee approval, pricing, or coverage outcomes.

6. No Fees Charged to Consumer

Our brokerage services are provided at no direct cost to you. Insurance carriers pay our commissions as part of the premium structure using a broker does not increase your premium.

7. Communications

By providing contact information, you consent to receive emails, phone calls, and text messages from us regarding your coverage and our services. See our Privacy Policy for details, including how to opt out.

8. Intellectual Property

All content on the Site including text, graphics, logos, and design is owned by Build Better Benefits Inc. or its licensors and is protected by copyright, trademark, and other laws. You may not copy, reproduce, or redistribute Site content without our written permission.

9. Third-Party Links

The Site may contain links to third-party websites (carriers, calculators, government sites). We do not control and are not responsible for third-party content or policies.

10. Disclaimers

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Limitation of Liability

To the fullest extent permitted by law, Build Better Benefits Inc. will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or our services. Our aggregate liability shall not exceed $100.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Disputes will be resolved in the state or federal courts located in McLennan County, Texas.

13. Changes

We may update these Terms from time to time. Updates take effect when posted on this page. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

14. Contact

Questions about these Terms? Email legal@thebenefitsboss.com or call (254) 294-1740.